Group Services


Supplemental Products

In today's world of unexpected changes, we must be prepared financially for events that can change our financial stability.  According to the National Cancer Society, 1 in 3 women and 1 in 2 men will be diagnosed with cancer during their lifetime. The American Heart Association reports that 1 in 2 women and 2 in 3 men will develop cardiovascular disease in their lifetime. In 2015, 1 out of 9 people sought medical attenion for an injury.


What if one day, not very far in the future, you become disabled and you can't go to work? How would you pay for the expenses of daily life such as monthly mortgage or rent, groceries and your utilities? The bills keep on coming even if you're unable to work. That's where our long and  short-term disability insurance policies can help make the difference. It's a source of monthly income you may need to help take care of your bills while you take care of yourself.


We understand that reliable dental insurance brings peace-of-mind and a feeling of health and well-being to our clients. That's why we consistently deliver competitive, flexible plans backed by friendly, superior service and a record of financial stability.


Shakespeare once said, "The eyes are the windows to the soul." While we agree that may be true in a philosophical sense, at Lovern Insurance Agency we also believe your eyes are the windows to even more; for example, your overall health.  Aside from maintaining good vision and detecting conditions such as glaucoma, eye exams can also reveal high blood pressure, diabetes, high cholesterol, and even brain tumors.


If something happens to you, will your family have the funds to pay the bills without your income? Make sure you've done all you can to help protect their way of life by having a life insurance policy that will help your loved ones during tough times. We offer a wide variety of products such as term life, whole life, universal life, and guaranteed issued life for groups, to provide stability for you and your loved ones.